reegsta
Asked by reegsta
2 years ago
QUESTION:

Are you in credit card debt?

Meaning if you don't pay your bill in full every month, then you are. I wish grade schools taught money management classes.
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143 votes




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2 years ago
I learned my lesson in college. NEVER AGAIN.
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2 years ago
Yes, but not more than I can liquidate at a moment's notice. Unfortunately, the system of credit is the American way. You need to build up some form of debt/credit to do things like buy a home, get a loan, etc. etc.
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2 years ago
Yes, but you don't need to carry a balance to build credit.

Debt can be beneficial if you understand it, but I have a feeling most people (not insinuating you) can't handle it. It's what got us into this economic mess.
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2 years ago
I'm still paying my dues from when i was a college 'omg, they gave me a credit card' student.
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