Yes, but not more than I can liquidate at a moment's notice. Unfortunately, the system of credit is the American way. You need to build up some form of debt/credit to do things like buy a home, get a loan, etc. etc.
Yes, but you don't need to carry a balance to build credit.
Debt can be beneficial if you understand it, but I have a feeling most people (not insinuating you) can't handle it. It's what got us into this economic mess.
Debt can be beneficial if you understand it, but I have a feeling most people (not insinuating you) can't handle it. It's what got us into this economic mess.